Flagship COMMUNITY BANK
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Regular Certificate of Deposit Rates (Includes IRA CDs) |
| TERM | APY WITHOUT RELATIONSHIP |
APY WITH RELATIONSHIP |
| 3 Month | 3.35% | 3.45% |
| 6 Month | 3.50% | 3.60% |
| 9 Month | 2.70% | 2.80% |
| 12 Month | 2.60% | 2.70% |
| 18 Month | 2.60% | 2.70% |
| 24 Month | 2.35% | 2.35% |
| 30 Month | 2.20% | 2.20% |
| 36 Month | 2.20% | 2.20% |
| 48 Month | 2.20% | 2.20% |
| 60 Month | 2.20% | 2.20% |
Fees and interest withdrawals could reduce earnings on the account. A penalty may be imposed for early withdrawal on Certificates of Deposit. A $500 minimum deposit is required to obtain APY. Call or visit local branch for details. The Annual Percentage Yield (APY) is current as of 11/12/2025. Offer is subject to change without notice. 
Certificate of Deposit Specials (Includes IRA CDs) |
| TERM | APY WITHOUT RELATIONSHIP |
APY WITH RELATIONSHIP |
| 7 Month | 3.30% | 3.40% |
| 9 Month | 3.50% | 3.60% |
| 14 Month | 3.50% | 3.60% |
| 19 Month | 2.80% | 2.90% |
| 25 Month | 2.60% | 2.70% |
| 35 Month | 2.60% | 2.70% |
| 59 Month | 2.60% | 2.70% |
Fees and interest withdrawals could reduce earnings on the account. A penalty may be imposed for early withdrawal on Certificates of Deposit. A $500 minimum deposit is required to obtain APY. Call or visit local branch for details. The Annual Percentage Yield (APY) is current as of 11/12/2025. Offer is subject to change without notice.
Special Community Money Market Account |
| AVERAGE DAILY BALANCES OF: |
INTEREST RATE |
ANNUAL PERCENTAGE YIELD |
| Up to $99,999.99 | 1.74% | 1.75% |
| $100,000—499,999.99 | 2.47% | 2.50% |
| $500,000—999,999.99 | 2.72% | 2.75% |
| $1,000,000 and up | 2.96% | 3.00% |
Rate information: $1,000.00 minimum daily balance to obtain the disclosed APY, and $1,000.00 to open this account. The average daily balance method is used to calculate interest on this account. The interest will be compounded monthly and will be credited monthly. $5.00 monthly service charge if the balance falls below $1,000 at any time during the STMT cycle. Fees could reduce the earnings if a maintenance or activity fee is imposed. Unlimited transactions. The Annual Percentage Yield (APY) is current as of 11/12/25. Offer is subject to change without notice.
Special Community Savings Account |
Rate information: $5.00 to open this account and a $100.00 average monthly minimum balance requirement. $5.00 monthly service charge if the average monthly minimum balance falls below $100.00. Average daily balance method to calculate interest on this account. The interest rate on this account is 0.50% with an annual percentage yield of 0.50%–current as of 11/12/25. Offer is subject to change without notice. Interest will be compounded quarterly and credited to the account quarterly. Fees could reduce earnings if a maintenance or activity fee is imposed. Unlimited transactions. Quarterly statements, unless there is any electronic activity and then it will be monthly statements. No fee to use as overdraft protection for other accounts.
